American Quarter Horse racing’s richest program

Racing Challenge Condition Book

The Bank of America Racing Challenge is the world's richest program for racing American Quarter Horses, distributing more than $5.5 million in purses and awards each year. Horses enrolled in the program can compete in all Challenge races, including:

The Bank of America Racing Challenge, our flagship program. Horses compete in regional qualifying races for the right to race in the Challenge Championships each fall.

The Bonus Challenge by Markel, which offers even more racing opportunities and bigger purses for Challenge-enrolled horses. Bonus Challenge races do not carry berths to the Challenge Championships.

The Bank of America Maiden Challenge, which, just like all other Challenge programs, is restricted to horses enrolled in the program. The Maiden Challenge offers more races and more purse money for runners that are still seeking their first win.

Nominations and payments to all Bonus Challenge by Markel races are handled exclusively by each host track, not by AQHA Racing. Click here to download a full Bonus Challenge schedule; it includes a list of all races, host tracks, conditions and track contact information. For more, visit our Bonus Challenge by Markel page.

A single enrollment makes a horse eligible for any Challenge race, including regional, Bonus and Maiden Challenge races. Once you enroll a horse, it's enrolled for life, and fees are as little as $300. Click for an enrollment form, or call the Challenge hotline at (877) 222-7223. We'll be happy to help with enrollment, race nominations or to answer any of your questions.

  • For more information or to make a payment, please contact the Racing Challenge Hotline at (877) 222-7223.  

    April 15th $200 nomination payments due:

    Adequan Derby Challenge:

    Ruidoso Downs, Ruidoso, New Mexico

    $22,500 added


    April 15th $400 sustaining payments or $2,500 late due:

    Rocky Mountain Turf Club, Lethbridge, Alberta

    $15,000 added

    Brown County Fair, Aberdeen, South Dakota

    $5,000 added

    Pocatello Downs, Pocatello, Idaho

    $5,000 added